Interest Rate :: Prime Commercial Bank Ltd .

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Effective from 1st Shrawan 2066 ( 16th July, 2009)
Deposit Rates	% Per Annum
Normal Saving	3.00
Privilege Saving	4.50
Prime Saving	4.50
Prime Saving above 500,000	4.75
Prime Gold Saving	6.00
Prime Silver Saving	5.00 - 6.00
FCY Saving USD	2.00
FCY Saving EUR	1.75
Fixed Deposits	% Per Annum
1 Year *	8.00
Above 1 Year *	8.25
2 Years and Above *	8.50
* for FD of NPR 5 million or above, plus 1.00% may be considered
Lending Rates	% Per Annum
Overdraft	13.00 - 14.00
Working Capital Loan	12.50
Short Term Loan/Demand Loan	12.00 - 13.00
90 Days Cash Credit	9.00
Term Loan	13.00-14.00
Export Credit	10.00
Trust Receipt 90 Days	11.50
Educational Institution Loans	10.00-11.00
Personal Loans	11.00-12.00
Hire Purchases Loan - Commercial Vehicles	13.50
Hire Purchases Loan - Private Vehicles - 5 years	12.00
Loan Against Fixed Deposits held with our bank	Plus 2% of FD Rate
Loan Against USD Pledge **	7.50
Loan Against Government Bonds	11.00
Loan Against Shares	13.00
Loan Against Gold & Silver	11.00 - 12.00
Loan Against Vehicle	12.00
Priority Sector	11.00
Professional Loan	12.50
Equipment Loan	12.50-13.00
Education Loan	12.00
SME Loan	12.00
Housing Loan	% Per Annum
Upto 10 Years	12.00
Upto 15 Years	13.00

** or 2.00% higher than deposit rate, whichever is higher